• MORTGAGE LAW REPRESENTATION: A highly specialized area of law, Mortgage Law is quickly developing as one of the most utilized legal services in the country. And now with the introduction of new federal regulations (TRID) and changes to loan documents and procedures, Mortgage Law is more relevant than ever. Our expertise in mortgage law guides and protects our clients through the complex mortgage process. Our representation is vital to consumers who seek to refinance their property, purchase a home, or finance a complex commercial transaction. Having an experienced law firm review loan documents and guide the applicant through the process will go a long way in completing a painless and secure experience. Since its inception, Rafael Fabian, P.A., has worked with a multitude of lenders, bankers, and mortgage investors.
  • CD/HUD PREPARATION: With the new federal merger of the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA) (now known as TRID), the federal regulations have introduced a slew of procedural requirements, including disclosure rules and the introductions of a new settlement closing statement known as the Closing Disclosure Statement. Rafael Fabian, P.A. prepared well in advance of the effective date for the new regulations, and now we are positioned to assist both Lenders and Borrowers to better understand the process and the new forms. Please call the office and request a Borrower’s Estimate of Fees.